It’s often said that your health is your wealth. And with the same belief, we make it our mission to ensure that your health is never compromised. That’s why we offer you an array of flexible plans to protect your health. Be it for yourself or your near and dear ones, health shall never come second with Star Health Insurance by your side.
Family Health Optima Insurance Plan is a Single policy with wider coverage for whole family at an affordable premium. It gives extra sum insured (auto recharge) at no extra cost, maximum up to 30% of sum insured. Every block of 3 years of policy coverage, health Checkup costs up to Rs.5,000/- is also payable. It covers New-born baby from 16th Day and Donor expenses for organ transplantation. It covers over 400 day care procedures with treatment for Domiciliary Hospitalization Expenses exceeding 3 days.
For Senior citizens aged between 60 to 75 years. No pre-insurance medical test required. Covers pre-existing diseases from the second year onwards. Medical Consultations as an Out Patient in a Network Hospital. Higher Sum Insured coverage upto Rs.10 Lakhs. Guaranteed lifetime renewals.
No cap on room rent and treatment cost. Covers medical expenses incurred on Bariatric surgical procedures and its complications. Air ambulance assistance, Second medical opinion are covered. Cost of health check up for every block of 3 claim free years. Cover for maternity (normal and caesarean delivery) and New born baby. Automatic restoration of entire Sum insured by 100%. Dental / ophthalmic cover on OPD basis. Hospital cash benefit. Cover for over 400 day care procedures. Personal accident cover against Death and Permanent total disablement (equal to the Health Insurance cover) at no additional cost. 100% Increase in Sum Insured upon a claim free renewal
No claim bonus of 5% for every claim free year up to 25%. Health Checkup costs up to Rs.5,000/- for every block of 4 claim free years. Automatic restoration of entire Sum insured by 200%. Optional Covers : Hospital cash and patient care cover. 101 day-care procedures covered.
Health insurance policy that covers both Individual and Family. Cover for both in-patient and out-patient treatments. Utilized Outpatient benefit can be carried forward to next year upon renewal. No claim discount up to 10% applicable upon renewal. Fixed premium across all Sum Insured ranges and age groups.